You may have heard of the Jeevika Didi Scheme, but do you know how this transformational program is transforming lives across Bihar? It is the Bihar Rural Livelihoods Promotion Society (BRLPS) started this initiative to empower rural women by providing self-help groups and financial aid. The program has recently been the subject of a lot of political attention as former Vice Chief Minister Tejashwi Yadav promising to boost Jeevika Didi wages to a maximum of the amount of Rs 30,000 per month when RJD is elected to power.
Today, more than 1.40 million women are linked to Jeevika groups throughout Bihar which makes Jeevika one of the biggest women’s empowerment programs in Bihar. The program offers a first financial assistance of up to Rs 10,000, with the potential for expansion to up to 2 lakh depending on business performance. Through community development, skill development assistance, and entrepreneurial training You can change your status as a business owner as well as become a successful businesswoman within your locality.
Jeevika Didi Scheme
The Jeevika Didi Scheme, officially called Bihar Rural Livelihoods Mission, is a full women empowerment program that assists you to create your own business, and eventually achieve financial independence. You are a part of Self-Help Groups (SHGs) where you are taught various abilities, receive financial aid and join forces with women from your local community. The scheme is managed by village groups that offer education as well as guidance and assistance to help you succeed in your business.
The program is focused on the traditional and contemporary methods of raising goats and poultry farming, as well as crafting, and even modern technologies such as drones to assist in agricultural production. The program offers not only money but also a comprehensive education in marketing and management of businesses, strategies. Through this program you can get loans with low rates of interest as well as attend trade fairs such as Saras Mela, and expand your business’s operations slowly.
Jeevika Didi Scheme Overview
| Aspect | Details |
| Launch Year | 2006 was a year of World Bank support |
| Implementing Agency | Bihar Rural Livelihoods Promotion Society (BRLPS) |
| Connected Women | More than 1.40 million women in Bihar |
| Financial Support | Up the maximum limit of Rs 2 lakh |
| Age Eligibility | Between 18 and 60 years old |
| Application Method | Online via brlps.in portal |
| Target Beneficiaries | Urban and rural women with SHGs |
| Latest Political Promise | A monthly salary of Rs 30,000 is offered through RJD |
Latest Updates and Political Developments
Recently, political changes have drawn considerable interest to the Jeevika Didi Scheme in Bihar. Former Vice Chief Minister Tejashwi Yadav declared that in the event that RJD is elected as the next government in Bihar, all Jeevika Didis will receive permanent employees status and an annual salary of the amount of Rs 30,000. In addition, he pledged to cancel the existing credit cards for Jeevika Didis and offer an interest-free credit period over the course of two years.
The announcement provides an additional allowance of Rs 2,000 per month, and insurance coverage of up to Rs 5 lakh per Jeevika Didi. In the present it is reported that the Nitish government has increased the award for 140,000 beneficiaries of the program. They also announced the Mukhyamantri Mahila Rozgar Yojana which provides more than 12.1 million women who are self-employed. Prime Minister Modi recently announced the initiative, highlighting its importance in empowering women’s economic status.
Eligibility Criteria and Requirements
You are able to make an application for Jeevika Didi Scheme if you satisfy the eligibility criteria set by the Bihar government. You must reside in Bihar between 18 and 60. You and your spouse must be contractual or regular government employees. Also, your household income must not be in the income tax bracket.
You must be active at SHG meetings and participate in group activities. Only one woman in a family member can participate in this Jeevika group, ensuring a fair allocation of benefits to all households. If you’re currently not part of any Self-Help Group, you can apply to join one via your village’s organization or through an through the online portal.
Application Process and Documentation
The process of applying for a job differs between urban and rural regions, but they are both designed so that it is easy and simple. Rural applicants have to go to the office of your village in which the existing Jeevika groups are operating. You’ll have to complete an application form and then submit an affidavit with the necessary documents.
The application for urban women is available online on the official website at brlps.in after having completed the registration. Documents required include your Aadhaar card and bank account information and proof of residency or income proof, as well as passport-sized photographs. Once you have submitted your application Community resource staff will call you to assist with SHG membership and assist you with the verification procedure.
Financial Benefits and Support Structure
The financial structure that supports Jeevika Didi Scheme. This Scheme is designed to assist you in growing your business over time. You will receive an initial sum of Rs 10,000 as your initial installment to begin your desired job or business. Based on your company’s performance and potential for growth you may be eligible for additional financial assistance, up to 2 lakh rupees.
The scheme also gives accessibility to Jeevika Nidhi loans ranging from between Rs 50,000 and Rs 2 lakh to help with expansion of businesses. These loans are backed by favorable rate of interest and flexible terms for repayment specifically for women who are entrepreneurs on a small scale. Additionally, you can access different government programs, subsidies and opportunities to participate at trade fairs and exhibits.
Training and Skill Development Programs
Training is the foundation to Jeevika Didi’s training program. It ensures you are equipped with the abilities to succeed in the field you choose. The program offers training in five areas of expertise including textiles, clothing gemstones, jewelry, Handicrafts and management. The newly established Jeevika Didi Training Centre focuses on the integration of traditional skills with new tools, such as digital marketing and the latest in design.
Skills development programs are designed to encompass traditional business sectors like banana farming, which is supported by high-quality plants, modern equipment for juice extraction, as well as fertilizers and horticulture resources. Advanced training offers modern-day knowledge of plumbing LED bulb operation, repair, as well as drone operations for agriculture as part of the “Drone Didi” initiative.
The Jeevika Didi Scheme is one of Bihar’s largest initiatives for women’s empowerment, linking more than 1.40 million women with economic opportunities and financial freedom. With a wide range of support, including the provision of financial aid, skills training and networking in the community You can change your financial situation and be a successful entrepreneur. Recent developments in the political landscape promise more benefits, and the government’s ongoing dedication to expanding the scheme, it can be a huge opportunity for your professional and personal development. No matter if you’re just beginning with a traditional skill or looking at new opportunities such as drone operations, Jeevika Didi Scheme is a great option.
FAQ’s
How can I be eligible to the Jeevika Didi Scheme if I’m already employed?
You are eligible to apply for the Jeevika Dodi Scheme only if you’re not a contractual or regular government employee. If you’re for a private company or performing informal work, you’re eligible to be a part of the scheme. However, you have to be committed to taking part with SHG activities and contribute to the goals of the group.
How long will it take to get the first installment of Rs 10,000?
If you are approved for the application and verified You will typically receive your first payment of Rs 10,000 in a couple of weeks. The exact timing is contingent on the submission of the required documentation, SHG membership, and obligatory training sessions. Certain beneficiaries have complained of delays. You may contact us via the helpline, or go to your village office of the village organization.
What happens what happens if RJD gets the victory and fulfills the Rs 30,000 salary pledge?
If RJD becomes their own government they’ve agreed to grant permanent employment status Jeevika Didi with a monthly pay of 30000 rupees. This will include benefits like loan waivers insurance coverage of 5 lakh, and an additional allowance of two thousand per month. This is however an unofficial political pledge dependent on electoral results and feasibility for implementation.